ONE of the most repeated principles in investing is diversification. Investors are constantly reminded not to place all their money in a single stock, industry, or asset class because spreading investments supposedly lowers risk while improving stability. Over time, this principle became one of the foundations of modern portfolio management and one of the most widely accepted concepts in personal finance.

However, today’s market environment may be revealing an uncomfortable reality: diversification is not as protective as many investors assume, especially during periods of economic stress.

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