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The Sunday Times Magazine > Filipino Champions
On money, memory, and the quiet weight of ‘utang na loob’
By Atty. Migs Nograles-Almario
Apr 12, 2026 12:06 am

LAW, LIFE AND EVERYTHING IN BETWEEN

It almost always begins the same way.

Not with a contract, nor with a clear discussion of terms, but with a story. You are seated across from someone you know – at a birthday, a family gathering, or a casual catch-up where laughter drifts easily into reminiscence. Then, somewhere between dessert and nostalgia, the tone shifts.

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